Vehicle insurance primarily covers damage to your vehicle, bodily injury and damage done towards another party. Most people are under-insured when it comes to their auto policy and don’t realize a lot of policies include minimal coverage. There are many factors to understand when building your ideal coverage. We’d love to discuss your current needs and build you a personal policy to ensure you’re protected!
Most states require you to carry some level of auto insurance, but not all. There are multiple types of coverage we can discuss to make sure you’re covered: collision, comprehensive, bodily injury liability, property damage liability, uninsured or underinsured motorist and personal injury protection (PIP).
Whether you live in your Recreational Vehicle or only travel occasionally, you will need a separate policy as an auto policy does not cover an RV owner. There are many factors we can discuss that can impact your policy from where and how you store it to how you use it.
Coverage for motorcycles are similar to auto (collision, comprehensive, liability, uninsured or underinsured motorist), but require a separate policy from your auto policy. Some factors that affect your policy are driver information, make/model/year, storage and whether to cover repairs, theft, passengers, etc.
Home and auto insurance policies may provide limited coverage for a boat. The size, type, value of the boat and the water in which you use it factor into how much you will pay for coverage. Every boat is unique and every policy should be as well.
